Introduction of Our Business
Three business activities of Sumitomo Mitsui Trust Panasonic Finance
Product Business
- This is the core business that supports our company's growth, centered on Real Estate, Infrastructure, and Environmental Energy sectors. Starting from April 2026, we will strengthen and expand strategic areas such as LBO Finance, Ship Finance, and JOLCO, accelerating the multilayering of our business domain.
- We conduct in‑depth evaluations of project feasibility and respond flexibly and swiftly to our client's diverse financing needs. By promoting solutions to social infrastructure-related challenges as a business, we create value together with our clients and achieve sustainable growth and enhanced corporate value.
Wholesale Business
- We provide a wide range of financial services to clients by leveraging the business platform of Sumitomo Mitsui Trust Bank, one of our shareholders.
- In addition, we collaborate with the Panasonic Group by utilizing our sales finance functions.
- By viewing social issues as opportunities for new value creation and developing new businesses together with our clients, we aim for sustainable growth. As a trusted best partner for our clients, we work to enhance our corporate value.
Retail Finance Business
- We support our clients' financing needs through leasing and credit services, while also providing financial support to help vendors address management challenges and expand their top-line growth.
- In vendor leasing, the introduction of electronic contracts promotes paperless operations and improved efficiency for our partners, contributing to the resolution of social issues such as reducing environmental impact.
- Additionally, by offering financing solutions related to housing--such as bridge loans for home purchases and large-scale renovation loans for apartments--we help clients achieve a more comfortable and fulfilling lifestyle.
